Holt's Military Banking

Open a Holt's Select account

To apply, you need to be 18+, a UK resident and either be serving, or a veteran of the armed forces, a family member/spouse of military personnel, or a member of the FCDO. As a Holt's customer, you'll have access to selected financial products and services provided by Royal Bank of Scotland. 

An everyday bank account for life in the Armed Forces

Get the help you need with our expert Military Banking team.

Use your account with the easy-to-use Royal Bank app.

Choose your way to pay with Apple Pay, Google Pay™ or Contactless Debit Card. Limits apply.

Arranged overdraft available (subject to eligibility).

No monthly fee.

Useful features in the app

Managing your account

We’re here for you throughout every stage of your career in the forces and beyond. Find out how we could help wherever you are based.

Our app is available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries. Digital Banking is available to customers aged 11+ with a Royal Bank of Scotland account.

Royal Bank app

The quick and easy way to keep on top of your finances, check your balance and make regular payments any time, day or night. 

Digital Banking

Do your everyday banking from the comfort of your sofa. It's there when it suits you 24/7 and you'll never need to wait in a queue.

Contact us

Our military banking experts are just an email away or you can contact our 24 hour phone banking service.

You may also be able to add an overdraft to your account

Overdrafts

Understanding overdrafts

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Switch to Holt's

You must have an existing Holt's bank account to switch your bank account held elsewhere to us. 

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your Holt's bank account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.

We can't switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

By clicking 'Switch now' below, you'll be directed to the Royal Bank switching page. To get started on your switch, you'll need to select 'Yes, I have a Royal Bank current account'. As a Holt's customer, your products and services are provided by Royal Bank of Scotland.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How to open a Holt's account

Proof of ID

During your application we’ll ask you for information such as your photo ID, address and your rank.

If you are unable to provide these, you may be able to provide a letter of introduction signed off from your commanding officer.

New to UK?

At Holt's, we understand the challenges of opening a bank account if you're new to the UK. We can support you during your application.

We'll check your details

We'll check we have everything we need to open your account. 

Start using your new account

Once your new account is open, you can register for Digital Banking, download the Royal Bank app and enjoy hassle free banking.

Get ready to apply

Before you apply, we need to check you're happy with a few things.

First things first. You can apply if you are:

  • aged 18+, a UK resident plus one of the below
  • serving, or a veteran of the armed forces,
  • a family member or spouse of military personnel,
  • member of the Foreign Commonwealth & Development Office (FCDO).

Now please take a look at the important legal stuff

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

As part of the checks that we will complete to verify your identity, we’ll take an image of your face so that it can be compared with your photo ID and this biometric data is captured.

All okay, apply for a bank account online today.

To become a Holt's customer, you'll first need to open a Select account with us. Following this, you’ll then be able to apply for selected Holt's and Royal Bank of Scotland products and services. 

Do we already know you?
If you have a current account, credit card, loan or savings account with Holt's, please let us know.

You're all set

Your application will be completely online, and you won't need to post us any information or visit a branch.

If you need help with completing this application, you can email us. In your email, please let us know your name, rank, contact number and enquiry. A member of our Holt’s team will then be in touch to support. 

What would you like to do today?

Here's what to do next

We’ve made a few changes to how we open joint bank accounts.

As a summary:

  1. You create a joint account by adding the second applicant to an existing account.
  2. You can either add the second applicant to an existing account, or if you’d like a completely new account, one of you can open a new account and then add the second applicant once it’s open.

The button below takes you to a dedicated page explaining exactly what you need to open your account.

You're all set

As a Holt's customer you'll have access to financial products and services provided by Royal Bank of Scotland. 

Switch your account

By clicking 'Switch my account' below, you'll be directed to the Royal Bank switching page. To get started on your switch, you'll need to select 'Yes, I have a Royal Bank current account'. As a Holt's customer, your products and services are provided by Royal Bank of Scotland.

You’ll need these bits of info handy for your application:

  • The account number, sort code and debit card number of the bank account you want to switch to Holt's.
  • The account number and sort code of your existing Holt's current account.

The Current Account Switch Service will move everything across from your old bank account to your Holt's current account within 7 working days.